Credit Officer

Posted on Sunday, January 31, 2021 3:14 PM

Location | Delta State


Application closes on Sunday, February 28, 2021 10:59 PM

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Job Description

Grooming Centre is a Non-Governmental Organization with the primary aim of addressing the near absence of financial services to the large population of people engaged in small trading and micro productive activities in many parts in Nigeria. We are committed to promoting financial inclusion and empowering our members through the creation of innovative micro products that changes lives. The Centre is currently recruiting Credit Officers for its operations in Delta State. See details below:


Minimum Qualification

Ordinary National Diploma (OND)

Working Conditions

Full Time

Working Hours

8AM - 5PM


Duties and responsibilities

The Credit Officer shall be responsible for: - Meeting with clients to determine loan needs; - Gathering loan information based on specific loan needs; - Explaining different loan options available to clients; - Acquisition and management of loans and savings portfolio; Loan initiation, processing, monitoring and repayment; - Conducting a thorough loan analysis to ascertain customer’s payment capacity and willingness; - Close monitoring of repayment behavior and ensure to keep the savings portfolio active; - Compiling credit files with required documentation and hand over to back office staff for processing.


Competence

- Strong Customer Orientation - Ability to work Independently or as part of team, if required - Age Requirement: Candidate should not be more than 35years - Please, Do Not Apply More than Once.


Skills

- Attention to Details for Accuracy - Excellent Interpersonal Skills - Time Management Skills - Good Verbal and Communication Skills - Strong Analytic Skills


Language Fluency

English Language


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